Who Can Take This Insurance?

Any person between 60 and 75 years of age at the time of entry can take this insurance. The sum insured under this insurance is per individual member covered.

Policy Benefits

Hospitalisation Cover Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,Cost of Medicines and Drugs upto the limits specified. Ambulance charges for emergency transportation to hospital as per specified limits. Post-hospitalisation paid as lump-sum upto the limit specified. Specific day-care procedures covered. Sub-limits applicable for specified illness. Co-Payment : 30% for other than claims for Pre-Existing Diseases and 50% for Pre-Existing Diseases claims.

Pre-Existing Diseases / Illness :

Are covered after 12months of continuous Insurance with any Indian Insurance Company where the person has been availing treatment for the diseases.

Pre- Acceptance medical screening:

There is no pre-acceptance medical screening.

Tax Benefits

Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act.

Star Advantages

  1. No Third Party Administrator - direct in - house claims settlement.
  2. Faster and hassle-free claim settlement.
  3. Cashless hospitalization.
  4. Network of more than 5400 hospitals across India.
  5. Free expert medical consultation over phone 24 x 7 Toll Free Helpline.
  6. Free storage facility for storing medical records in electronic form. For details contact toll free no 1800 425 2255 / 1800 102 4477.

FPI Solution Advantages

  1. Policy will be explained thoroughly in detail.
  2. Best services will be provided 24*7
  3. We will support you at the time when you need us the most. All help will be provided at the time of claim.
  4. All formalities will be done by us in case of reimbursement of claims.
  5. Cheque pick facility at the time of renewals.